Auto Insurance

insurance brokers nz

A short guide to Auto Insurance

In the world of insurance, auto and vehicle policies might be the most searched for.

In this short article we are going to cover auto insurance, other vehicle types, and what full coverage auto insurance can mean. We can’t provide all the details so briefly, so to get a detailed auto insurance quote get in touch today.

For all your Insurance & Financial Needs

Deciding On An Online Auto Insurance Company

Online auto insurance is big business, and everyone out there is looking for the best auto insurance AND the cheapest auto insurance. While there are thousands of automobile insurance policies, it’s hard to imagine the best comprehensive auto insurance also being the cheapest.

Using an online auto insurance quote generator can be useful, but so can talking to an experienced professional.

Car Insurance: Estimate, Quote, and Benefit

Car insurance might be the most common type of auto insurance in New Zealand. Comprehensive car insurance can cover repairs, accident liability, fire, and theft. To lower your car insurance estimate, you can choose to not cover certain aspects like fire and theft. To get the best insurance quote car owners should speak with someone directly.

Vintage car insurance and car insurance for modified cars

Classic car insurance and car insurance for modified cars can be a complicating factor, so consider a specialist company.

Commercial motor insurance policy

A commercial motor insurance policy often needs a specialised quote. Check your company directives to see if a third party commercial car insurance policy must be sourced from specialist fleet car insurance companies, as many corporations require this to ensure no conflict of interest. This can be annoying but can also have benefits as a specialised commercial motor vehicle insurance policy may come with handy inclusions not found in regular policies.

Trailer Insurance

Whether for transport or travel trailer insurance cost and conditions are a part of owning a trailer. Regular trailer insurance can cover a wide range of trailers, but travel trailer insurance may need special addendums if it is self made.

Specialty Trailer Insurance

There are sub categories of trailer insurance, because while a trailer is anything that you can two behind a moving vehicle – a tractor trailer insurance policy is going to be very different to a horse trailer insurance policy!

The same applies to things like catering trailer insurance policies and utility trailer insurance policies, you should also check with your broker about inclusion within business insurance and commercial policies if you use trailers for work.

Campervan Insurance

Your campervan insurance cost is all a part of getting ready to head out on the road, so get in touch to talk about getting the best campervan insurance quote you can for where you’re headed.

Please Note: Classic campervan insurance may incur higher premiums if they don’t meet certain safety standards. If they don’t meet safety standards, they may not be road legal at all. It can even be worth getting an RV Insurance quote before you buy a classic or vintage RV – insurance cost might be a dealbreaker!

Unfortunately, cheap motorhome insurance cost is often higher than the premium you pay. If you find yourself needing to claim on your motorhome insurance, quote your membership number, and find out the small print excludes your circumstances it’s all money down the drain.

The Best Bike Insurance Online or In Store

Whatever bike your insurance is for – dirt bike insurance, quad bike insurance, or road bike – insurance quote generators are only as useful as the amount of detail you can enter. If the motorcycle insurance quote generator you use is poor, or out of date, the motorbike insurance cost may well be much higher in real life. Getting the best motorcycle insurance, cost aside, is about finding the right insurance for your use case – there’s no point paying commuter premiums to a third party motorcycle insurance company when you are a pleasure rider.

Classic Bike Insurance

Just like with other specialty vehicles, vintage motorcycle insurance can run up as compared to modern motorbike insurance quote prices. Motorbike insurance companies tend to be more understanding of the unique needs of bikers, but even motorcycle insurance quotes from niche companies can be higher when talking about a classic.

Scooter Insurance

Looking for a cheap moped insurance quote is all well and good, who doesn’t love saving money? Just keep in mind that moped quotes can be varied as a classic moped quote will be very different from a modern 50CC scooter insurance cost.

Electric scooter insurance

Fairly new to the personal insurance scene, e scooter insurance is a more specialised area. You should talk to a broker about electric scooter insurance for on the road, as well as a home because it is unlikely to be covered on your home and contents.