Affordable Health Insurance
What Matters Most When You’re Looking For The Best Affordable Health Insurance
Affordable Health Insurance: When the Savings to Premium Formula Isn’t Enough
For all your Insurance & Financial Needs
An Affordable Health Insurance Example:
John is 68: pensioner, healthy savings account, and an active lifestyle.
Let’s imagine that John has had health insurance all his life and only has a few recurring health services fees. They’re simple and predictable – he gets new glasses every year when he goes in for a hearing and sight test, regular dental check ups, and his doctor has recently insisted that he visit an exercise physiologist at the local pensioners gym to help him drop those kilos that crept up on him last year.
His current health insurance covers these things wonderfully – they cover some of the fees, he can afford the premium glasses frames he likes, and the gym is quite nice even though he doesn’t like the treadmill all that much.
However, his father always had bad knees – and his sister needed one replaced last year. This worries him because the waiting list for a knee replacement is pretty long. So, when it’s time for him to reassess his health insurance, the idea of paying some extra in premiums for the peace of mind that should he fall, injure his knee, or just need a new knee due to his age he can get in straight away and get it dealt with straight away is worth it. Plus, the higher premium comes with extra benefits like physio and more room in his dental allowance – just in case his teeth give out sooner than he’d like.
That’s affordable health insurance for him.
Let’s imagine that Georgia knows her full family history – no significant problems there, no heart disease or diabetes, no cancer, and no genetic conditions.
She is, however, on a tight budget. Afterall, she’s dedicated to her studies and can only work ten or so hours a week. She spends almost all of her time sitting down, and she can’t afford the most nutritionally dense diet.
So, when she is looking for health insurance, she probably doesn’t need to bump up her policy to cover dentures and joint reconstruction surgery. She also needs to keep the cost down, even if it would be nice to have some extra optical cover so she can afford to update her Trendy Last Year But Now Boring glasses frames. Instead, to keep the cost down, she focusses on emergency dental work and physic to help you with her sore back and shoulders from sitting down all the time.
Affordable “Georgia” Health Insurance is very different to Affordable “John” Health Insurance